Loan avail upto 90%Home / LAP Loan
Buy, build or upgrade your dream home, or unlock the value of your property with a Loan Against Property.
- Min
- ₹2 lac
- Max
- ₹5 crore
- Tenure
- 2–30 yrs
Secure Your Financial Future with Expert Guidance
Achieve your financial goals with personalized advice from experienced professionals
Our Services:
- Home / LAP Loan
- Education / Travel Loan
- Business / Project Loan
- Personal Loan
- Vehicle Loan
CIBILIssue No Problem
Loan Application
Approved₹ 45,00,000
Home Loan · 20 Years
- 1Application Submitted
- 2Verification Complete
- 3Loan Approved
- 4Disbursement in Progress
Get
Private Loan
upto 5 crore
The last Stop for yourFinancial need
We offer loan services from Banks, NBFC and other financers including every form of associated services like consultancy, documentation and co-ordination for legal procedures as per RBI.
Faster Loan Approvals
We prepare complete file with all required documents of time of login, it saves your timings of pendency clearance and bank visits too!
We Value & Save Your Time
Frequent visits to Banks and Financial Institutions, NBFC for Documentation and Rate Negotiation is no more A Pain!
We Can Negotiate
We negotiate in Sanction amount & rate of interest with Banks/NBFCs behalf of customers.
What we offer
Our Services
Loan avail upto 90%
Loan avail upto 85%Foreign Education / Travel Loan
Study abroad or travel overseas — tuition, airfare, accommodation, insurance and living costs covered.
- Min
- ₹1 lac
- Max
- ₹15 lac
- Tenure
- 1–5 yrs
Loan avail upto 90%Business / Project Loan
Capital for machinery, infrastructure, inventory or working capital — start, expand or execute large ventures.
- Min
- ₹2 lac
- Max
- ₹5 crore
- Tenure
- 2–25 yrs
Personal Loan
Unsecured funds for weddings, medical treatment, travel, credit card dues and more — no collateral required.
- Min
- ₹1 lac
- Max
- ₹50 lac
- Tenure
- 1–10 yrs
Loan avail upto 90%Vehicle Loan
Finance cars, two-wheelers and commercial fleets — trucks, buses and delivery vans — with fast processing.
- Min
- ₹2 lac
- Max
- ₹50 lac
- Tenure
- 1–10 yrs
Private Loan
Private funding with quick approvals, minimal paperwork and negotiable terms — up to ₹5 crore.
- Min
- ₹2 lac
- Max
- ₹5 crore
- Tenure
- 1–10 yrs
- Happy Customers
- 2250+
- Sanctioned Cases
- 1850+
- Associates Banks/NBFC
- 22+
Trusted Associates of NBFC / BANKS
SBI
Bank of India
ICICI Bank
Aditya Birla Capital
Tata Capital
HDFC Bank
IDFC First Bank
Plan · Apply · Relax
Calculate your EMI & talk to an expert
- 100% secure & confidential
- Response within 24 hours
- No hidden charges
Loan Calculator
Plan your EMI before you apply.
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Get in Touch with Expert
Apply for Loan — our expert will call you back.
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Your details are only used to process your loan enquiry.
Track every step online
From application to disbursement
- 1
Apply Online
Create your account with your Reference ID and submit your loan application in minutes.
- 2
Verification
Our experts review your details and documents and prepare a complete file for the lender.
- 3
Approval
We negotiate the sanction amount and interest rate with Banks / NBFCs on your behalf.
- 4
Disbursement
Track part and final disbursements on your dashboard until the full amount is credited.
Frequently Asked Questions
Which loans does Optionend Finance & Leasing offer?
We arrange Home / LAP loans, Foreign Education / Travel loans, Business / Project loans, Personal loans, Vehicle loans and Private Funding loans from Banks, NBFCs and other financers.
How much loan can I get?
Home / LAP, Business / Project and Private loans are available from ₹2 lac up to ₹5 crore. Personal loans range from ₹1 lac to ₹50 lac, Vehicle loans from ₹2 lac to ₹50 lac and Foreign Education / Travel loans from ₹1 lac to ₹15 lac.
I have a CIBIL issue. Can I still get a loan?
Yes — CIBIL issue, no problem. Our Private Funding Loan offers easier eligibility and negotiable terms up to ₹5 crore, subject to assessment and collateral value.
How do I track my loan application?
Sign up with your email, passcode and Reference ID, then login to your dashboard to see every stage — Applied, Verification, Processing, Approval, Part Disbursement, Pending Requirements, Final Disbursement and Disbursed.
What is a Reference ID?
Agents receive their own Reference ID from us. If you are applying directly without an agent, use the company Reference ID shared by our team.